​The annual cost of maintaining a single-family home in McKinney, TX, can vary based on the home’s size, age, and specific needs. Here’s a breakdown of typical expenses to help you estimate your yearly budget:​

🛠️ General Maintenance & Repairs

        • Routine Maintenance & Repairs: It’s advisable to budget 1% to 2% of your home’s value annually for maintenance and repairs. For a $400,000 home, this equates to $4,000 to $8,000 per year. ​Mattwatson.com

        • Handyman Services: Hourly rates range from $40 to $70, with a 4-hour job typically costing $150 to $280, excluding materials. ​HomeBlue+1HomeBlue+1

        • HVAC Maintenance: Annual servicing costs average $353, with a range between $96 and $823, depending on the system’s complexity. ​Manta

        • Home Inspections: Periodic inspections can help identify potential issues early. Costs range from $250 to $570, based on the home’s size. ​HomeBlue

🧹 Housekeeping & Cleaning

        • Professional Cleaning Services: Rates average $20.43 per hour, with monthly costs around $2,656 for 130 hours of service. ​City-Data+3Care.com+3McKinney, TX+3

        • Per-Cleaning Session: Depending on your home’s size, a single cleaning session can cost between $115 and $325. ​Janitorial Service Bids

💡 Utilities & City Services

        • Water, Sewer, Trash, and Drainage: Monthly charges include:

            • Water: Base rate of $19.05, plus consumption charges.

            • Sewer: Base rate of $26.75, plus usage fees.

            • Trash & Recycling: Flat fee of $19.75.

            • Drainage: Monthly fee of $4.50. ​Care.com+2McKinney, TX+2Mattwatson.com+2

        • Electricity: Costs vary based on usage and home size. For larger homes (e.g., 4,700 sq ft), summer electric bills can reach $600 or more. ​City-Data

🏡 Homeowners Insurance & HOA Fees

        • Homeowners Insurance: Annual premiums average $1,443, varying with home value and coverage levels. ​Plan for Freedom

        • HOA Fees: If applicable, fees can range from $50 to $500 per month, depending on community amenities and services. ​Mattwatson.com